Defined Contribution Plan Benefit Summaries

Normal Retirement

You have attained age 65 and have terminated from employment in the industry.
Early Retirement

You have attained age 55 and have commenced receipt of benefits from the Operating Engineers Pension plan and have incurred a severance from employment.
Termination from Covered Employment for at least 12 Months

You have terminated employment with all Covered Employers, have performed no work in Covered Employment (and have had no contribution activity in your account) in the past 18 months, and have no current prospects for Covered Employment.
Disability Retirement

You may qualify for benefits if you become totally and permanently disabled before attaining age 55.

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