Pension Plan Benefit Summaries

1. 3 Pension Credits or 3,000 hours on or before June 30, 1978 and before a Permanent Break in Employment; or
2. 6 Pension Credits or 6,000 hours before a Permanent Break in Employment; or
3. Vested with 10,000 hours, or 5 Years of Service before a Permanent Break in Employment, including one Hour of Service covered by the Plan after June 30, 1999.

Accrued Monthly Regular Pension Benefit  actuarially reduced 3% per year less than age 62.

See also:
Non-Contributing Break in Employment Special Reduction

1. Single Life Annuity (120 payments guaranteed)
2. 50% Joint and Survivor Annuity
3. 75% Joint and Survivor Annuity
   Reduction Factors
   All forms of payment except the Single Life Annuity are reduced.

See also:
Post-Retirement Additional Lump Sum Benefits
Automatic Lump Sum Payment of Small Benefits

Permanent Break in Employment
Suspension of Benefits